Predatory lenders?

Not quite...from the NY Post;
From the current hand-wringing, you'd think that the banks came up with the idea of looser underwriting standards on their own, with regulators just asleep on the job. In fact, it was the regulators who relaxed these standards - at the behest of community groups and "progressive" political forces.

Read the whole thing...basically it was all government mandated political correctness that forced these non-standards on the financial industry.

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